We recently completed a commercial photoshoot for a medium sized business which comprised Headshots and Group shots. Having previously hired two general photographers for the job, they had been disappointed with both sets of results.

These services seemed inexpensive, but the end result was wasted time and a cost of £375 for absolutely nothing in return.

A photography business is no different from our other suppliers; they must carry insurance.

The same applies for any photographer you hire in your private life too.  Particularly those unique occasions such as weddings and special events where there's only one opportunity to capture those memories.



If a photographer isn’t insured, you have no more questions to ask.  Thank them for their time and say goodbye.     

It’s easy to find a cheap photographer but if they don’t have the necessary insurance then the cost could be more than you bargained for.  Accidents can happen especially when working with lights, wires, tripods, backdrops etc.  If an employee is injured, who's liable?  You may find yourself sucked into a court case either as a defendant or a plaintive. 

Seek out a photographer who holds both Public Liability and Professional Indemnity insurance.

Public Liability demonstrates a photographer appreciates the value of your employees and your property.

Professional Indemnity safeguards you from any actual or potential financial losses.

Moreover, these insurances demonstrate the photographer’s integrity, professional attitude and obligation to safeguard you. 



If you'd like to discuss our insurance policies with us please contact us or call on 07790 753852

As seen in our column in TopicUK Magazine